Business Owner's Policy

A Business Owner’s Package policy is often a great way for small and medium-sized business to keep their insurance costs down.  These policies combine both property and liability coverage, at a significant  savings compared with  buying these two types of coverage separately. It provides your business with  basic coverage’s such as:

• Building
• Business Personal Property
• Equipment Breakdown
• Business Liability
• Fire Legal Liability
• Outdoor Property
• Business Income (including Extra Expense)
• Accounts Receivable
• Money and Securities
• Outdoor Signs (Attached)
• Fire Department Service Charge
• Valuable Papers
• Pollutant Clean Up and Removal

Optional Coverage’s - at an affordable price.

• Outdoor Signs
• Computer Property and Extra Expense
• Employee Benefits Liability
• Professional Liability (for designated occupations)
• Employee Dishonesty
• Employers Hired and Non-Owned Auto
• Spoilage
• Increased Accounts Receivable
• Increased Valuable Papers

Discount Available such as:

• Age of Building Discount
• Wholesale Discount
• Single Occupancy Discount
• Alarm Discount
• Sprinkler Discount
• Multiple Location Discount
• Multi-policy for Auto

Harleysville
MiddleOak
Merchants
Hingham
Ohio Mutual